Rachel is a Vice President in Mastercard’s Global Humanitarian & Development team. She has worked in digital technologies for over 16 years, starting in the mobile industry in its early days, where she led market forecasting into the use of mobile phones for Nokia. She moved to Visa Inc to lead mobile payments in the Eastern Europe, Middle East & Africa region where she launched digital payment services across the region. She joined Mastercard in 2012 to launch the Masterpass digital wallet and QKR mobile app in the UK. Her current role is to lead the product development function for Mastercard’s Humanitarian efforts, which focus on digitising life transactions for individuals at the base of the pyramid.